Werkery

German Mortgage (Tilgungsrechner) with Extra Payments

Annuity mortgage with initial repayment rate (Tilgung) and optional yearly extra payments (Sondertilgung). Shows term + total interest.

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Monthly payment
1250.00 €
Term
27.6 Jahre
Total interest
162.666 €
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How it works

  1. 1
    Loan
    Amount + rates.
  2. 2
    Extra
    Optional yearly Sondertilgung.

Frequently asked

How is the monthly payment calculated?

(Rate + Tilgung) × Loan / 12. Standard German practice fixes the monthly payment and lets the interest/principal split shift over time.

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Tool designed and editorially reviewed by Felix Brübach. Text drafted with AI assistance and reviewed for legal and factual accuracy before publication. Not legal advice — for complex cases, consult a lawyer.
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